Every expense, approved, paid, and reconciled in one place with Kharchai
Kharchai is expense management software built for Nepal, replacing spreadsheets and paper approvals with a single system your finance team and employees actually want to use.
Built for how Nepali finance teams actually work
From submission to reconciliation, every step is tracked, auditable, and fast.
Flexible approval workflows
Route expenses through the approvers your organization actually needs, by branch, department, or amount, with a full audit trail.
A complete, auditable ledger
Every payment and reconciliation is recorded in a full double-entry ledger, so your finance team can search, filter, and audit any transaction in seconds.
Branch-level visibility
Headquarters sees everything, and each branch sees its own, so there are no spreadsheets to reconcile at month-end.
See where money goes, live
Totals, budget health, spending trends, and category breakdowns update as your team submits, so month-end holds no surprises.
Receipts that read themselves
Snap a photo and OCR pulls the amount, date, and merchant, flags low-confidence reads for review, and links every receipt to its expense.
Built for your systems too
Scoped API keys and signed webhooks let you pull expenses, payments, and exports into your own tools, with a delivery log for every event.
An app for easier payments
Most company spending happens away from a desk. With the Kharchai app your team pays the bill, snaps the receipt, and gets back to work. The expense files itself.
- Scan a merchant QR or pay a utility bill
- Everyone sees exactly what they can still spend
- Receipts are read automatically and verified by you
Simple, honest pricing
Start free and upgrade as your organization grows. Every plan includes the core expense workflow.
Free
Rs XXX*
per month
- 1 branch
- Up to 5 active submitters
- Expense submission and approvals
- Payments on a double-entry ledger
- Budgets, categories, and audit trail
Pro
Rs XXX*
per month
- Everything in Free
- Up to 5 branches
- Unlimited active submitters
- Receipt scanning (OCR), 50 credits per submitter each month
- Cross-branch reporting
- Read-only API access
- Webhooks
Custom
Custom
pricing tailored to you
- Everything in Pro
- Unlimited branches
- Full read-write API with higher rate limits
- Full cross-branch reporting
- Entitlements tuned to your organization
- Priority onboarding and support
* Will be revealed when we reveal Kharchai.
Frequently asked questions
Everything you might want to know before getting started.
Join the waitlist
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Ready to see Kharchai in action?
Pay expenses straight from your organization's own bank account, and hand out budgets to employees and branches. The money never moves without your say.